Australia loan comparison
Compare home loans in Australia by interest rate, comparison rate, monthly repayment and fees before you apply.
14 loans listed
Redraw facility
Cashback up to $3,000*
Available for purchase or refinance, min 10% deposit
Offset account
Offset account
Unloan home loan option.
loans.com.au home loan option.
Newcastle Permanent home loan option.
loans.com.au home loan option.
loans.com.au home loan option.
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Home loan questions
What should I compare before applying for a home loan?
Start with the interest rate, comparison rate, monthly repayment and fees, then check flexibility, offset features and how the loan fits your deposit and borrowing plans.
Why does the comparison rate matter on a home loan?
The comparison rate includes some fees and charges, so it can be more useful than the headline rate when you want a broader view of total borrowing cost.
Is the lowest home loan interest rate always the best option?
Not always. A lower rate can help, but fees, offset access, redraw flexibility and the total repayment structure can matter just as much.
What affects the monthly repayment shown on a home loan page?
Monthly repayments are usually based on an example loan size, rate and loan term, so your actual repayment may change depending on the amount you borrow and the terms you are approved for.
Should I compare fixed and variable home loans separately?
Yes. Fixed and variable home loans can behave differently over time, so comparing them separately can make it easier to understand trade-offs around certainty, flexibility and future rate changes.
