Australia insurance comparison
Compare building and contents insurance, flood cover, accidental damage and escape of liquid benefits before you request a home insurance quote.
Start with well-known Australian home insurers before you request a quote.
Choose your cover
Some policies focus on the structure, some on belongings and others combine both, so match the cover type to your property.
Review events
Water-related cover can vary by insurer, so it helps to confirm whether flood and escape of liquid are covered or limited.
Know the limits
Accidental damage can be optional and exclusions differ, so read the policy details before you request a quote.
9 insurers listed
The most popular insurer on Finder, Budget Direct prioritises low-cost cover.
This policy is ideal for customers looking for reasonably priced coverage across a range of categories.
ING home insurance option.
Top Pick for Floods plus cover for other common claims such as fire and theft.
Qantas home insurance option.
Provided by Allianz, one of the biggest insurers in Australia. Cover for fire, theft, storm, cyclones and more.
With a a range of customisation options, Youi Building and Contents Insurance is a great pick for homeowners after a policy that allows them tailor their coverage.
Home insurance questions
What should I compare before choosing home insurance?
Start with the cover type, flood cover, accidental damage and escape of liquid benefits, then look at excess, exclusions and whether you need building, contents or both.
What is the difference between building and contents insurance?
Building insurance is designed for the structure of your home, while contents insurance is designed for belongings such as furniture, electronics and clothing inside the property.
Why does flood cover matter on a home insurance policy?
Flood can be treated differently from storm or water damage, so it is worth checking whether it is included, excluded or optional before you request a quote.
Does accidental damage come standard with every home insurance policy?
Not always. Some policies include accidental damage, while others treat it as an optional extra or separate level of cover.
What should I check before clicking through to an insurer?
Review the product disclosure statement, check key exclusions, understand your excess and confirm whether important events such as flood or escape of liquid are covered.
Is the cheapest home insurance policy always the best choice?
Not always. A cheaper premium may come with narrower cover, higher excess, fewer optional extras or exclusions that do not suit your home and contents.
