Australia insurance comparison

Compare car insurance in Australia

Compare Australian car insurance providers, roadside assistance options, agreed or market value cover and key policy features before you request a quote.

Featured car insurers to compare first

Start with well-known Australian car insurers before you request a quote.

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Compare value

Check agreed vs market value

Agreed value can give you more certainty, while market value may reduce premiums but can change over time.

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Check extras

Look at roadside and optional add-ons

Roadside assistance, hire car cover and windscreen add-ons can make a big difference in day-to-day value.

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Know the fine print

Compare excess and exclusions carefully

The cheapest premium is not always best if the excess, repair options or exclusions do not match your needs.

20 insurers listed

Third party fire & theft

Australian Seniors car insurance option.

Roadside assistance Optional
Market

Policy type

Third party fire & theft

cover level

Roadside

Optional

included or optional

Accidental damage

--

damage cover

Value type

Market

claim value basis

Third party fire & theft

Real car insurance option.

Roadside assistance Optional
Market

Policy type

Third party fire & theft

cover level

Roadside

Optional

included or optional

Accidental damage

--

damage cover

Value type

Market

claim value basis

Third party fire & theft

Up to $20 million legal liability cover and 24/7 lodgement team.

Agreed or Market

Policy type

Third party fire & theft

cover level

Roadside

--

included or optional

Accidental damage

--

damage cover

Value type

Agreed or Market

claim value basis

Third party property damage

Who it might be good for: Drivers who want a cheap policy and cover for damage to other people’s vehicles (but not your own car). It can also cover rideshare drivers.

Market

Policy type

Third party property damage

cover level

Roadside

--

included or optional

Accidental damage

--

damage cover

Value type

Market

claim value basis

Third party property damage

Budget Direct car insurance option.

Roadside assistance Optional
Market

Policy type

Third party property damage

cover level

Roadside

Optional

included or optional

Accidental damage

--

damage cover

Value type

Market

claim value basis

Third party property damage

Who it might be good for: Drivers who want a relatively cheap policy and a more environmentally-friendly brand.

None

Policy type

Third party property damage

cover level

Roadside

--

included or optional

Accidental damage

--

damage cover

Value type

None

claim value basis

Third party property damage

Qantas Car Insurance car insurance option.

Roadside assistance Optional
Market

Policy type

Third party property damage

cover level

Roadside

Optional

included or optional

Accidental damage

--

damage cover

Value type

Market

claim value basis

Third party property damage

Covered up to $5,000 after excess for accidental damage to your car caused by an uninsured third party.Who it might be good for: Drivers who want a reliable insurer. It was the 2022 Insurer of the Year for Customer Satisfaction.

None

Policy type

Third party property damage

cover level

Roadside

--

included or optional

Accidental damage

--

damage cover

Value type

None

claim value basis

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Car insurance questions

What to know before comparing car insurance

What should I compare before buying car insurance?

Start with the cover type, whether roadside assistance is included, whether the policy uses agreed or market value and which optional extras matter to you.

What is the difference between agreed value and market value?

Agreed value is a figure you and the insurer accept when you take out cover, while market value is based on the insurer’s estimate of what the car is worth at claim time.

Is roadside assistance always included in comprehensive cover?

No. Some insurers include roadside assistance as part of comprehensive cover, while others offer it as an optional extra or separate add-on.

Does the cheapest car insurance always offer the best value?

Not always. A cheaper premium can come with fewer inclusions, less flexibility around repairs or lower value protection at claim time.

Why do car insurance quotes change from driver to driver?

Premiums can vary based on your age, location, car type, driving history, excess level and the cover options you select.

What should I check before clicking through to an insurer?

Review the product disclosure statement, the excess, included benefits, optional extras and the basis used to value your car before requesting a quote.